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Verification APIs

Separate from collections

Verify before you pay — or onboard

Catch wrong bank details, invalid UPI IDs, and identity mismatches before money moves or accounts open. Wigope Verification APIs help fintechs, marketplaces, and platforms reduce failed transfers and strengthen compliance workflows.

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Bank account verificationUPI ID validationPAN & identity checksRisk reduction at source
verification apis

API

Programmatic checks

Pre-pay

Validate first

Secure

Sensitive ops

Why verification belongs outside collections

Collecting money and validating identity are related but distinct. Verification APIs sit in your onboarding and payout guardrails.

01

Stop failed payouts early

Validate account number, IFSC, and name match before the first disbursement — fewer reversals and support tickets.

“Wrong account caught before rupees leave.”

02

Safer onboarding flows

PAN and identity checks integrate into KYC workflows so compliance teams have signals they can act on.

“Onboard with confidence, not guesswork.”

03

Developer-friendly endpoints

REST APIs structured for backend integration — wire checks into signup, vendor onboarding, or payout triggers.

“One API call. Clear pass or fail.”

Verification API capabilities

01

Bank account verification

Confirm account + IFSC and holder name where supported before payouts.

02

UPI ID verification

Validate UPI handles before collections or disbursements to reduce errors.

03

PAN verification

Verify PAN details for KYC and compliance workflows.

04

Identity & risk signals

Add validation layers for high-risk flows and fraud reduction.

Verification APIs — common questions

More utility products beyond Verification APIs

Recharge & Reward

Recharge. Pay Bills. Earn Rewards. Mobile, DTH, FASTag, electricity, gift cards and OTT — one Android app with rewards on eligible transactions.

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Get started with Verification APIs

This product runs on a dedicated Wigope platform — separate from payment collections.

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