One API call.One payout. Full control.
Trigger vendor settlements, refunds, and partner commissions programmatically. Validate beneficiaries, route on the right bank rail, and get webhook status your backend can trust.
<10s
Typical IMPS credit
24×7
API availability
100%
Per-transfer tracking
Why teams choose Smart Payouts
Built for platforms that need reliable, repeatable disbursements without manual bank portals.
Validate before you pay
Catch mismatched account names and invalid IFSC codes before money leaves your balance — reducing failed transfers and support tickets.
“Fewer reversals. Fewer apology emails.”
One integration, multiple rails
Send via IMPS for urgent transfers or NEFT when your process requires it. Your application picks the path; Wigope handles the handoff.
“Right rail, right recipient, right time.”
Status your systems can act on
Webhook events and dashboard updates cover initiated, processing, success, and failure states so finance and product teams stay aligned without polling.
“Your ledger updates when the money moves.”
What you get with Smart Payouts
API-first payout triggers
Create payouts programmatically from your backend — ideal for marketplaces, lending apps, and refund automation.
IMPS disbursements
Credit bank accounts quickly when your use case needs same-day disbursement and recipients hold standard accounts.
Bank account transfers
Disburse to account + IFSC combinations with full lifecycle tracking from initiation to completion.
Merchant dashboard visibility
Search, filter, and export payout history for reconciliation and internal audits.
Smart Payouts — common questions
More payout tools beyond Smart Payouts
Bank Lynk
Disburse to Indian bank accounts from the same Wigope environment you use for collections — with same-day movement and full traceability.
ExploreMulti VA
Run multiple virtual accounts under one Wigope setup — separate balances, ledgers, and reconciliation for every business line.
ExploreBulk Payouts
Upload a file or call an API to pay thousands of recipients at once — with row-level status, retries, and no manual NEFT batches.
ExploreShip payout automation without the fintech headache
Log in to the merchant panel to manage payouts, beneficiaries, and status tracking.