Every business line gets its own virtual lane
Multiple virtual accounts under one merchant setup — separate balances, separate histories, and payouts drawn from the right pool. No manual splitting at month-end.
Multi
Virtual accounts
Own
Ledger per VA
Zero
Manual fund splitting
Why Multi VA matters
When money from different products lands in one pool, reconciliation becomes a full-time job. Virtual accounts fix that at the source.
Segregate without new bank accounts
Assign a virtual account to each business unit, marketplace seller tier, or white-label partner. Collections land in the right bucket automatically.
Each stream earns its own address.
Payout from the right balance
Release disbursements from the VA that actually holds the funds — no spreadsheet mapping between collection source and payout destination.
Pay vendors from the revenue that belongs to them.
Audit-ready by design
Export transaction history per VA for finance reviews, partner settlements, and internal controls.
Month-end closes faster when ledgers never mixed.
Multi VA features
Dedicated virtual accounts
Spin up multiple VAs under one Wigope relationship — each with a distinct identity for routing incoming funds.
Independent transaction history
Every VA maintains its own inflow and outflow log so reporting stays clean.
Campaign & partner separation
Ideal for marketplaces, aggregators, and multi-brand operators who need logical separation without operational overhead.
Reconciliation exports
Pull VA-level reports for accounting, partner billing, and compliance reviews.
Multi VA — common questions
More payout tools beyond Multi VA
Smart Payouts
API-driven payouts with beneficiary checks, bank rails, and real-time status for every transfer.
ExploreBank Lynk
Disburse to Indian bank accounts from the same Wigope environment you use for collections — with same-day movement and full traceability.
ExploreBulk Payouts
Upload a file or call an API to pay thousands of recipients at once — with row-level status, retries, and no manual NEFT batches.
ExploreStop mixing funds. Start closing books faster.
Configure and manage virtual accounts from the merchant panel.